Using Quicken I 'budget' with the calendar and scheduled transactions. It
has worked for me for over a decade.
has worked for me for over a decade.
One thing I like abt the spreadsheet based program I
mentioned early is that you basically spend the money
you earn this month for NEXT month
IOW.... say you earn 2k in June.... the sheets tell you
that you have 2k to spend for July. and each acct or
category has a balance and you can watch it shrink as
you use that money up. example...you have a budget of
say 450 for coffee at local Starbucks. Each day as you
buy a coffee you slowly see that $50 'consumed".
Now maybe Quicken can do all this... but its not so
apparent if it can